Speculation over whether XRP will fall below $1 has resurfaced in the cryptocurrency community, with investors debating if current prices present a rare buying opportunity or signal further downside ahead.
Analyst highlights key historical lows
Zach Rector, a crypto commentator known for his XRP coverage, stated that an upcoming dip below $1 may be the final chance for investors to purchase the asset at these levels. Rector has built a following on X, where he referenced previous periods when XRP traded at significantly lower prices.
He pointed to March 13, 2020, noting that XRP touched 10 cents at that time and has not revisited the same low since. Rector also referenced June 18, 2022, as the most recent occasion XRP dropped under 30 cents. Both dates, according to him, marked turning points for the cryptocurrency.
Rector suggested that July or August 2026 could see XRP slip below $1 again, describing this period as a potential last opportunity for investors to purchase the token before a significant price recovery.
Many missed the chance to buy XRP at 10 cents in 2020 and below 30 cents in 2022. If XRP dips below $1 again in 2026, it might be the final time to get in at that level.
He acknowledged growing skepticism toward repeated claims about “last chance” buy zones but asserted that his earlier calls proved accurate, since XRP did not return to prior lows after those specific dates.
Community debates the outlook
Rector’s comments fueled debate among X users. Some questioned the likelihood of XRP dropping under $1, especially if policy developments like the CLARITY Act receive approval and clarify regulatory issues around digital assets.
Mini dictionary: CLARITY Act, a legislative proposal in the United States aimed at providing clearer legal guidelines and classification for digital assets such as cryptocurrencies, which could significantly impact prices by reducing regulatory uncertainty.
One user asked whether a price slip below $1 would still be possible if the CLARITY Act advances as expected, arguing that regulatory clarity could instead drive the price upward.
Others responded with skepticism about the recurring narrative of “last chances.” Tan Arslan replied with a sarcastic note, thanking Rector for repeatedly proclaiming last-chance buy opportunities regardless of the direction of XRP’s price. This viewpoint highlighted skepticism about the reliability of predictions tied to specific buying windows.
However, other investors shared their strategies, with user Zac Odom expressing the view that XRP remains attractive whenever it trades below $10. Odom said he continues to add to his position consistently by investing a portion of his weekly paycheck, showing support for a long-term investment approach over short-term price predictions.
In my view, $XRP is a bargain at any price under $10, as long as you believe in its long-term value. I keep investing a set amount each week, regardless of the current price.
Rector emphasized that despite market uncertainty and varied opinions, he considers a future drop below $1 as a significant opportunity for investors. The diverse reactions underscore the split sentiment over XRP’s outlook and the continued debate over its future price direction.




