The XRP Ledger has reached a new milestone, growing to more than 8 million funded accounts as of late August. Crypto analyst John Squire, known as @TheCryptoSquire, revealed the latest rich list data from the XRPL Rich List, signaling ongoing adoption and a wider distribution of XRP across global holders.
Rich list rankings see updated thresholds
According to the figures shared by Squire, the total number of funded XRP accounts stands at approximately 8,040,000. This continuous rise in account numbers highlights growing interest in the XRP ecosystem.
To be included in the top 10% of all funded XRP wallets, an account must hold at least 2,151 XRP, which covers about 804,215 accounts. The threshold for the top 5% rises to 7,503 XRP, representing 402,108 wallets. Moving up to the top 1% requires 44,896 XRP, held by 80,422 accounts. Notably, the top 0.1% tier demands at least 275,420 XRP per wallet, a level met by only 8,037 accounts. The highest tier, the top 0.01%, consists of just 804 accounts holding 3,836,116 XRP or more each.
| Rich List Tier | Required XRP | Number of Accounts |
|---|---|---|
| Top 10% | 2,151 XRP | 804,215 |
| Top 5% | 7,503 XRP | 402,108 |
| Top 1% | 44,896 XRP | 80,422 |
| Top 0.1% | 275,420 XRP | 8,037 |
| Top 0.01% | 3,836,116 XRP | 804 |
There are now more than 8 million funded XRP accounts. Joining the top 10% requires 2,151 XRP, while the top 1% is reserved for holders with at least 44,896 XRP.
Community engagement and debate
Squire prompted XRP holders to check where they stand in the rankings, inviting widespread engagement from the community. Several holders responded by revealing their positions: one participant claimed a top 5% spot, while another stated they had joined the top 2%. Others confirmed their rankings within the elite 0.1%.
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AAPLOne user explained he controls around 2,200 XRP, putting him just inside the top 10% threshold. Doug Cass, another community member, questioned the 8 million account figure and suggested many individuals might be managing multiple wallets, which could overstate the actual number of unique holders.
Mini dictionary: XRPL Rich List, an online platform that compiles and publishes public data about the distribution of XRP holdings across funded accounts on the XRP Ledger blockchain.
Shifting thresholds point to larger participation
The current milestone reflects a broader trend on the XRP Ledger. Compared to mid-July, thresholds to enter each percentile fell slightly, indicating more accounts distributing the supply. For example, the top 10% entry dropped from 2,155 XRP to 2,151 XRP. The top 5% changed from 7,507 XRP to 7,503 XRP, and the top 1% moved from 45,000 XRP to 44,896 XRP.
This downward movement in entry points for higher tiers signals increased decentralization, as more users claim smaller portions of the circulating supply. Direct comparison with previous months shows that even as more holders join the network, the requirement to be considered a “whale” is gradually decreasing.
The rising count of funded accounts demonstrates real-time expansion of the XRP Ledger’s user base, broadening participation across all holding brackets.
The update underscores how the XRP Ledger, the distributed ledger technology supporting the XRP token, is continuing its expansion as adoption grows both in existing and emerging markets.
