Dom Kwok, co-founder of the technology education platform EasyA, expects XRP to reach a new all-time high before 2026 concludes. Kwok expressed this view in a recent post, stating that it is “highly likely we see all-time highs before year end.” His optimistic outlook gives XRP holders a clear timeframe for the potential price surge.
Technology adoption drives bullish XRP outlook
Kwok’s perspective is rooted in technology adoption patterns. He applies the S-curve model, which he studied at the Wharton School, to XRP’s potential trajectory. This model describes how innovative technologies and networks usually experience slow initial uptake, followed by a rapid acceleration once a critical mass of users is reached.
In this scenario, early adoption is slow as only a few users join, but as the value proposition becomes clear, more participants enter, creating network effects. At a certain point, adoption grows quickly, driving enhanced utility and price action.
Kwok cited XRP’s use in cross-border payments and its capacity to facilitate quick and cost-effective international transfers between currencies as key value drivers. He believes XRP could be approaching the critical phase where adoption and network activity accelerate sharply.
On whether XRP’s price will rise gradually or spike, Kwok suggested that, if widespread adoption takes hold, a sudden and significant upward movement is more likely. He characterized this scenario as, “The answer is skyrocket at once.”
Mini dictionary: S-curve – A model that illustrates the stages of adoption for new technologies, beginning with slow early growth, then rapid acceleration once adoption reaches a tipping point, and finally leveling as saturation occurs.
Kwok pointed to the S-curve model: if adoption of XRP reaches a crucial threshold, the price move could be swift rather than gradual.
Institutional adoption seen as a catalyst
A major part of Kwok’s thesis centers on institutional adoption. He highlights how banks and financial institutions can use XRP as a bridge asset, enabling cross-border transactions without relying on conventional correspondent banking systems. This could allow institutions to transfer value and access liquidity across markets without holding multiple currencies.
Increased use of XRP for settlements and liquidity management by large institutions could significantly increase transaction volumes within its ecosystem. Kwok sees this as a crucial factor for sustained price growth.
Looking further ahead, Kwok has previously suggested that XRP could reach $1,000 within four to five years, contingent on significant advancement in institutional usage and extended application of the network.
Expectations for broader cryptocurrency bull run
Kwok’s outlook is not limited to XRP. He recently stated that the next crypto bull market “is going to be the biggest we’ve ever seen.” He connects this expectation to growing institutional involvement, evolving regulations, and maturing market infrastructure across the sector.
These trends, according to Kwok, may provide new opportunities for major financial operators to engage with digital assets at scale.
Kwok’s call for an all-time high in XRP by year-end relies on a combination of advancing adoption, institutional participation, and overall favorable market conditions. The asset’s performance in the closing months of 2026 will be watched closely, given these heightened expectations.
Kwok’s forecast for XRP rests on a combination of increased usage, institutional activity, and a supportive crypto market environment, which together could drive price acceleration before the end of the year.
