Crypto-focused payment platform Ether.fi is shifting its Ether.fi Cash payment network from the Scroll blockchain to OP Mainnet. This transition will see nearly 70,000 active cards and over 300,000 accounts integrated into Optimism’s Superchain ecosystem within a few months. As Ether.fi prepares for a high-volume asset migration, company executives say the move aims to make its consumer applications more efficient and scalable under the new infrastructure.
OP Mainnet Ushers in a New Phase for Ether.fi Cash
Ether.fi, renowned for its innovative restaking services, has been earning rapid recognition in the decentralized finance landscape. By 2024, the platform widened its offerings with Ether.fi Cash, making stablecoin spending and real-world card payments possible for users. Through Ether.fi, customers can either spend stablecoins directly or use staked assets such as eETH as collateral to fund real Visa transactions. The platform claims its cards alone now account for nearly half of all crypto-powered card transactions in the market.
Strategic Rationale for Network Migration
Selecting the right network—one that offers speed and deep liquidity—remains at the heart of every successful crypto payment solution. Ether.fi representatives emphasize that Optimism’s liquidity depth is better suited for this use case than Scroll’s ZK-rollup technology. Throughout the transition, Ether.fi will absorb all card transaction gas fees on behalf of users. The platform currently processes about $2 million in daily spending volume, underscoring the scale of its operations.
Technical and Operational Considerations in Migration
During the transition, Ether.fi will utilize support from OP Enterprise and adopt its shared codebase. Ether.fi Cash is recording around 2,000 internal swaps and an impressive 28,000 spending transactions each day, with these numbers reportedly doubling every two months. To ensure users don’t experience disruptions, the protocol is absorbing all transaction costs during the switch. Efficiency and capital effectiveness have been the guiding forces behind this network migration.
According to company data, as many as 3.6 billion transactions took place on the OP Stack infrastructure in the second half of 2025 alone. With Ethereum-based Layer 2 solutions expanding their market share at a brisk pace, the technical advantages and capacity of the Superchain ecosystem position Ether.fi to reach broader audiences at higher speeds.
As Ether.fi consolidates its presence on OP Mainnet, it will leave behind significant daily transaction volume on Scroll. This shift strengthens OP Mainnet’s standing in the ecosystem by integrating a high-volume, loyal user application, while Scroll is set to lose a considerable chunk of daily activities as a result.
Elsewhere in the Ethereum ecosystem, more projects are moving toward tried-and-tested infrastructures that offer mature liquidity and robust reliability over emerging technologies. On the user side, despite backend technical differences, the priority remains a seamless card payment experience without friction or delays.
The Ether.fi team explained that users won’t notice any changes in transaction fees during the migration, emphasizing that their long-term vision is to enable global, on-chain real-world payments.
