A new report from fintech analytics firm Juniper Research projects that global business-to-business (B2B) stablecoin payment volumes will soar to 5 trillion dollars by 2035. According to the analysis, this figure represents a staggering 373-fold increase compared to the projected 13.4 billion dollar volume for 2024.
Drivers behind stablecoin growth
The report highlights that stablecoins are increasingly favored for international B2B transactions, treasury management, and supply chain payments. Their programmability and ability to enable instant settlement around the clock provide significant advantages over traditional banking systems.
Juniper Research points out that stablecoins help overcome inefficiencies in the conventional financial system. In cross-border operations, stablecoins in particular streamline processes and have the potential to lower organizational costs substantially.
Jawad Jahan, an analyst at Juniper Research, notes that stablecoins are not replacing existing payment infrastructure outright, but are being adopted where they offer clear benefits. He emphasizes, “The cross-border B2B sector is where stablecoins’ advantages are most prominent and sustainable volume growth is expected in the coming years.”
Market size outlook and future trends
Juniper forecasts that in 2035, 85% of total stablecoin transaction value will come from B2B payments. The study suggests that stablecoins, currently viewed mainly as speculative investment vehicles, are set to become a foundational part of institutional payments infrastructure.
Analysts argue that stablecoin issuers will need to prioritize enterprise integrations and treasury partnerships to capture this projected value.
Furthermore, the report reveals that stablecoins are increasingly disrupting traditional banking channels. This shift is likely to alter established remittance networks over the medium to long term.
Insights from additional research
Blockchain analytics firm Chainalysis also predicts in its latest study that stablecoins are rapidly becoming a core layer in the global financial system. According to Chainalysis, cumulative stablecoin transaction volumes could reach as high as 719 trillion dollars by 2035.
Chainalysis observes that as cryptocurrencies become the default payment method for new generations, the key debate is no longer whether stablecoins will challenge the traditional finance system, but rather how quickly this transformation will occur.
The report states that programmable and always-available stablecoins stand out in international B2B money transfers, with their uninterrupted, 24/7 operation. The pressure on traditional financial infrastructures is expected to intensify over time.
