A recent video shared by Thomas Laresca, known as a crypto coach on X, has sparked considerable discussion within the XRP investor community. The video features a man who tells his wife he owns 10 million XRP. When asked if that amount is enough, he responds emphatically, “Fuck No.”
The push to accumulate more XRP
This short exchange has drawn attention not just for its humor, but for capturing a belief widely held among serious XRP investors: relentless accumulation is key, regardless of current holdings.
Notable figures in the XRP ecosystem continue to encourage investors to increase their exposure. Edoardo Farina, CEO of Alpha Lions Academy, has stated that holding less than 1,000 XRP represents “insanity” and advises aiming for 10,000 XRP as a threshold for those seeking significant profit opportunities. Financial analyst Brewer has echoed this sentiment, recommending every XRP holder keep at least 10,000 XRP in cold storage. Brewer maintains that XRP’s primary value may be as collateral to access liquidity, rather than a token to be sold swiftly for short-term profit.
Brewer has maintained that “10,000 XRP” should be considered a baseline for every serious investor’s cold storage, positioning XRP as collateral rather than a quick trade.
Within this framework, the notion of amassing 10 million XRP, as in the viral video, vastly exceeds even the most ambitious benchmarks commonly discussed by experts.
Where 10 million XRP ranks among global holders
Recent data compiled by XRP community member BagMan (@XRPBags) sheds light on how rare such a holding is. According to the most current XRP rich list, a wallet holding 2,155.87 XRP already ranks in the top 10% of all accounts. Climbing higher, 45,000 XRP places an investor in the top 1%, while a holding of 277,098.12 XRP is required to enter the top 0.1%, with just 7,999 accounts reaching this level.
Only those with over 3,714,074.61 XRP rank among the top 0.01%, a category with fewer than 800 wallets worldwide. Therefore, an account containing 10 million XRP is firmly positioned within this exclusive segment.
| Investor percentile | Minimum XRP held | Approximate number of wallets |
|---|---|---|
| Top 10% | 2,155.87 | N/A |
| Top 1% | 45,000 | N/A |
| Top 0.1% | 277,098.12 | 7,999 |
| Top 0.01% | 3,714,074.61 | <800 |
Mini dictionary: XRP rich list, a resource that provides distribution data by wallet balances to analyze asset concentration and investor tiers within the XRP network.
Long-term outlook and price aspirations
Based on current prices of $1.09 per token, a 10 million XRP holding equates to $10.9 million. Some analysts have predicted ambitious targets such as $27 per XRP, and a handful have suggested figures as high as $589. These projections, if realized, would turn such a holding into an asset worth hundreds of millions or even billions of dollars.
Regardless of price targets, the underlying message from most experts remains focused on long-term accumulation. The prevailing advice is to store assets in self-custody and prepare for potential future appreciation. The man featured in Laresca’s video, despite holding well above elite thresholds, appears to embody this prevailing mentality: no amount is ever truly enough for dedicated XRP adherents.
The consensus across much of the XRP community is to keep accumulating and focus on long-term strategies rather than short-term trades, a view echoed by several market specialists.
