Joren Lundgren, founder of Xora Finance, marked a decade of holding XRP with a message asserting stronger conviction in the asset’s direction than ever before. Lundgren’s comments, shared on social media, arrive at a time when sentiment in the XRP community appears to be shifting, influenced by a series of recent developments in both regulation and adoption.
Long-Term Perspective Shapes Confidence
Lundgren has witnessed XRP navigate numerous market cycles, regulatory challenges, and prolonged periods of stagnation. His confidence is grounded not in speculation, but in recent fundamental changes that have gained traction within the community.
Lundgren cited his experience over ten years, underscoring that, “Never been more obvious where this goes,” reflecting how recent milestones and institutional moves have clarified his outlook.
Reactions from other long-term XRP holders show a diverse but generally optimistic sentiment. Many see the ongoing criticism and skepticism around XRP as further validation of its potential, especially in the wake of concrete progress made by companies connected to the asset.
Debates and Community Discussion
Discussion threads echo familiar themes within the XRP community, including debates about its market correlation with Bitcoin and the evolving narrative around its utility. While one commenter argued that XRP typically tracks Bitcoin’s trajectory, others highlighted expectations in the analyst community that XRP could surpass Bitcoin and Ethereum over time.
Some voices in the conversation clarified technical aspects, such as the claim that RLUSD, rather than XRP itself, is carrying out settlement functions within specific frameworks. This reflects ongoing debate about the precise role of XRP versus Ripple-affiliated stablecoins in transactional use cases.
Community members emphasized the impressive persistence of critical commentary on XRP, noting that such scrutiny only reinforces the conviction of dedicated long-term holders.
The discussions show both frustration at negative discourse and renewed focus on how institutional partners are engaging with XRP and related assets.
Institutional Moves and Key Developments
Recent events have contributed to the sense of optimism among dedicated holders. At the Swell 2026 conference in New York, Ripple received final approval from the Office of the Comptroller of the Currency (OCC) to launch Ripple National Trust Bank (RNTB), granting it authority to manage RLUSD reserves and offer institutional-grade custody for digital assets.
Ripple also reported expanded partnerships with Robinhood and BNY. Robinhood is set to use RLUSD on the XRP Ledger for institutional settlements, while BNY is increasing its involvement with tokenized assets on XRPL, signaling broader institutional recognition.
A highlight of the conference was an address from US Treasury Secretary Scott Bessent. He outlined a belief in the country’s role within the digital asset sector, stating, “We are going to win in the digital asset stack.” His remarks were seen as supportive of Ripple’s trajectory and the broader market transition.
For those closely monitoring XRP’s development trajectory, rapid institutional engagement and regulatory advances appear central to the rising confidence among its long-term holders.
Given these rapid institutional shifts, tools like CryptoAppsy now offer XRP holders timely insights. CryptoAppsy’s real-time charts and customizable price alerts can help users respond quickly to major announcements or regulatory approvals, enabling focused monitoring as new partnerships emerge in the evolving XRP landscape.






