A recent table highlighting the distribution of XRP holdings is sparking discussion across the cryptocurrency community, as many investors compare their individual balances to those held by other accounts.
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AAPLMajority of Accounts Hold Small XRP Balances
The table, compiled by crypto enthusiast Amanda, categorizes XRP accounts by the size of their balances. It reveals that a significant portion of accounts contain relatively small holdings. The largest group includes 1,296,232 accounts, each holding between zero and 20 XRP, which collectively amounts to about 16.51 million XRP.
Accounts with balances ranging from 20 to 500 XRP number 2,384,287, pooling together around 176.51 million XRP. As balance sizes increase, the count of accounts sharply declines. Specifically, 433,531 accounts fall within the 1,000 to 5,000 XRP range, and 129,998 accounts report holdings between 5,000 and 10,000 XRP. Only 58,977 accounts are recorded in the 25,000 to 50,000 XRP bracket.
At the upper end of the spectrum, just 131 accounts are positioned between 20 million and 100 million XRP, while an even smaller group—57 accounts—hold between 100 million and 500 million XRP.
| Balance range (XRP) | Number of accounts | Total XRP held |
|---|---|---|
| 0 – 20 | 1,296,232 | 16.51 million |
| 20 – 500 | 2,384,287 | 176.51 million |
| 1,000 – 5,000 | 433,531 | Not specified |
| 5,000 – 10,000 | 129,998 | Not specified |
| 25,000 – 50,000 | 58,977 | Not specified |
| 20 million – 100 million | 131 | Not specified |
| 100 million – 500 million | 57 | 12.18 billion |
| 500 million – 1 billion | 23 | 12.85 billion |
| 1 billion or more | 4 | 6.42 billion |
Concentration Among Top XRP Holders
The most notable concentration occurs at the highest end of the scale. Four accounts each hold at least 1 billion XRP, making up approximately 6.42 billion tokens combined. An additional 23 accounts possess between 500 million and 1 billion XRP, totaling around 12.85 billion XRP. The 57 accounts in the 100 million to 500 million bracket collectively hold another 12.18 billion XRP.
These figures underscore the dramatic decrease in account numbers as balances rise, suggesting that while millions of accounts hold smaller sums, a select few control a significant share of the total XRP supply.
Mini dictionary: Amanda is an active figure in the XRP community who frequently shares data and insights related to token distribution and investor sentiment.
XRP Community Reacts to Rich List Update
Amanda’s post generated a variety of responses from XRP holders, many of whom commented on their personal ranking within the distribution. One user referred directly to the 57 accounts holding 100 million to 500 million XRP, while another participant referenced the four largest accounts at the very top of the scale.
Some users interpreted the current distribution as an eventual opportunity for smaller holders, with one commenter suggesting that these rankings could shift positively in the future. Elsewhere, community members shared their specific rankings, underscoring the widespread interest in where individual XRP balances fit within the larger ecosystem.
Amanda’s table enables XRP investors to effectively compare their holdings to those of other accounts, offering insight into the unequal distribution across the network.
The data continues to raise questions about wealth concentration within the XRP network, with only a handful of accounts holding a sizable portion of the cryptocurrency’s total supply. Amanda’s prompt, “Where do you rank?”, has resonated with the community and brought renewed attention to ongoing conversations about asset distribution in digital currencies.
