Recent technical evaluations of XRP suggest that the cryptocurrency may have found a price floor around $1.15. However, the weekly charts do not yet signal a strong bullish trend. Current analyses indicate that XRP might enter an extended period of sideways movement that could last until the end of 2027.
Similarity emerges in weekly chart
The assessment, based on TradingView data, highlights striking parallels between the market setups in 2022 and those forming in 2026. This resemblance within the four-year macro cycle on the weekly timeframe supports the view that a prolonged stagnation period—possibly nearing two years—could be taking shape again.
According to the analysis, the Bollinger Bands have narrowed once more, similar to what was observed four years ago. At the same time, the Relative Strength Index (RSI) is stabilizing near its lower range. Together, these signals are interpreted as evidence that market volatility is being significantly suppressed and that XRP could be entering a phase of accumulation.
Glossary: Bollinger Bands are a technical analysis tool used to track price volatility. RSI, or Relative Strength Index, measures the speed and strength of price movements; low levels are typically associated with weak momentum.
The current technical structure in the market suggests that volatility in XRP has dropped markedly and that a longer-term accumulation period may have begun, according to analysts.
Spot ETF inflows highlight institutional demand
While retail investors have shown limited interest in recent months, institutional activity provides a contrasting picture. Data from SoSoValue reveals that cumulative net inflows into US-based spot XRP ETFs have exceeded $1.434 billion. Some funds, including Franklin Templeton’s XRPZ ETF, have attracted millions in new investments, with May 2026 emerging as the strongest month yet for capital inflows.
This creates a notable dichotomy in the market. Even as retail excitement remains muted, institutional capital continues to quietly but steadily take positions. SoSoValue is known as a data platform that monitors ETF flows related to digital assets.
Major banks and payment firms expand XRP use
During the same period, the media reported that major players like Bank of America, Mastercard, and Ripple have launched new pilot projects or advanced to new phases of XRP Ledger integration. The XRP Ledger stands out as a blockchain-based infrastructure designed for rapid settlement of cross-border payments.
Nonetheless, analysts note that the lack of widespread speculative interest among everyday investors means these developments alone may not be enough to trigger a short-term price rally.
Key price range projected for coming years
Analysts suggest that over the next two and a half years, XRP is likely to trade within a relatively narrow band between $1.15 and $2.00. It is expected that institutional capital will gradually be absorbed by the market during this phase.
A broader surge in price could become possible closer to crypto’s next major four-year cycle, projected towards 2030. Within this context, targets of $3.50 and above are mentioned, while a move past $10 is seen as realistic only if the availability of capital aligns with XRP achieving mainstream status as a global interbank settlement standard in the same period.
