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COINTURK NEWS > Ripple (XRP) > XRP price target of $25 by The Modern Investor divides community
Ripple (XRP)

XRP price target of $25 by The Modern Investor divides community

In Brief

  • 🚀 The Modern Investor set a $25 price target for $XRP, igniting fierce debate on X.

  • 💬 Some users call the forecast unrealistic, while others say the target is too low.

  • 📈 Ripple’s XRP escrow, banking license, and ongoing adoption remain key discussion points.
Dr. Levent Kurt
Dr. Levent Kurt 4 seconds ago
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Prominent crypto analyst The Modern Investor has sparked debate among traders and enthusiasts on X (formerly Twitter) by suggesting that $XRP could hit $25. The bold forecast drew sharp and varied responses across the platform, reflecting ongoing divisions within the asset’s community.

Contents
Market participants react to $25 targetDiscussion around Ripple’s XRP escrow and possible supply shockRipple’s regulatory progress and banking licenseCritical voices and skepticism in the XRP camp

Market participants react to $25 target

XRP’s potential price surge quickly became the subject of conversation after The Modern Investor posted his target price online. Some users dismissed the prediction out of hand, while others described it as too conservative or likely to be surpassed if market conditions align.

User @textiledexile questioned the feasibility of such a valuation by pointing out Ripple‘s large holdings of XRP, stating that if XRP reaches $25, Ripple could become the largest company in the world. “I doubt that’s happening,” the user wrote. Meanwhile, @ThisReallySean suggested that The Modern Investor may have understated the case, saying, “He means $2,500.”

XRP’s possible climb to $25 has stirred strong reactions, with skeptics and supporters debating both the realism and the ambition behind the forecast. Some suggest the projection is unachievable, while others argue the token could go even higher if broader adoption follows.

Several community members maintained a bullish outlook. @JRome88 commented, “No doubt, it will go way past $25.” Another user, @CJ (posting as @Expensewino75), described $25 as merely a starting point, stating, “You can’t move trillions and quadrillions at $25—but yes, you are correct it will go to $25…it will go far beyond that.”

Discussion around Ripple’s XRP escrow and possible supply shock

Beyond price speculation, some users focused on Ripple’s XRP escrow accounts. Levi Madarieta (@LeviMadarieta7) suggested that a coordinated change involving global institutions such as the IMF or the US government could produce a supply shock, impacting XRP’s price and availability.

Mini dictionary: XRP escrow refers to the practice where Ripple, the US-based fintech company behind the XRP Ledger, locks up portions of its XRP holdings in secure accounts, releasing them on a scheduled basis to ensure predictability and limit sudden market impacts.

This perspective resonated with a portion of the XRP community, receiving notable engagement and highlighting ongoing concerns about the long-term implications of Ripple’s large escrowed supply.

Ripple’s regulatory progress and banking license

Another area of discussion centered around Ripple’s regulatory achievements. @jacryto1 argued the $25 estimate is too low, citing Ripple’s acquisition of a banking license as a bullish factor that could support higher valuations if regulatory clarity continues.

Ripple, a technology company that develops payment solutions using blockchain, has made advances in securing licenses and regulatory approvals in the United States. Some XRP supporters believe the company’s growing institutional legitimacy could ultimately serve as a catalyst for substantial price appreciation.

Critical voices and skepticism in the XRP camp

Skepticism, however, remains widespread. Community member @1984bmg dismissed the prediction, predicting instead that XRP is likely to return to $1 after Swell, the annual Ripple conference. Another user, @SklofSklin8787, shared the view that a correction is likely before any rally, commenting, “XRP will go to $0.25 before $25.”

Debate also extended to XRP’s practical utility. @greatescapex95 noted, “That would be an expensive gas token,” suggesting doubts about whether XRP’s price could rise so sharply while remaining useful for payments and transfers.

The wide variety of reactions to the $25 target highlights how divided sentiment on XRP remains, with both optimism and skepticism shaping the ongoing conversation about the token’s future.

With a definitive price target now circulating, XRP continues to be at the center of heated discussions among traders, analysts, and long-term holders about what is possible—and what might be out of reach for the asset.

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Dr. Levent Kurt 29 October, 2026 - 9:19 pm 29 October, 2026 - 9:19 pm
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Dr. Levent Kurt
By Dr. Levent Kurt
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Levent Kurt, who has been closely following the cryptocurrency and blockchain ecosystem since 2013, is the Editor-in-Chief and Co-Founder of COINTURK.Kurt, who holds a Ph.D. in Data Science, conducts research on Bitcoin, altcoins, blockchain technologies, digital asset markets, data analysis, and global developments in the cryptocurrency sector. He is the author of “Cryptocurrency Bitcoin: In Pursuit of Financial Freedom”, published in 2015.In the news, analysis, and research published on COINTURK, he aims to provide readers with reliable and understandable information by combining a data-driven approach with market experience and an assessment of technological developments.
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