Crypto market commentator Michelle Kirby has publicly declared her intention to hold XRP beyond the $100 mark, while suggesting that the majority of investors will not wait for such high price levels.
Community reactions to the $100 XRP target
Kirby, known for her analysis in the digital asset community, recently wrote on X that roughly 98% of people are likely to sell their XRP holdings once the price reaches $10 to $50. She asserted her commitment to hold until XRP trades above $100 and asked who else in the community planned to join her.
98% of people are expected to sell their XRP between $10 and $50. Kirby emphasizes her intent to remain invested and reach a price above $100.
Her perspective appears to resonate with several prominent figures in the crypto sector. The $100 target for XRP has been discussed by multiple analysts who consider it achievable within the current market cycle.
Time Traveler, a well-followed commentator, previously stated on X that 2026 could be the year XRP exceeds $100. He cautioned against specifying a timeline for financial success but maintained that the asset holds significant potential, especially when considering its possible role in the financial ecosystem by 2050.
Bird, an analyst and developer recognized in the XRP community, has also supported the $100 price point. In his post, Bird wrote, “XRP will be $100+,” attributing his optimism to the XRP Ledger’s ability to support real-world asset tokenization.
Mini dictionary: XRP Ledger, the underlying blockchain for XRP, enables fast, low-cost transfer and settlement of both cryptocurrency and tokenized real-world assets. Its unique consensus protocol sets it apart from traditional proof-of-work blockchains.
XRP projections beyond $100
Other analysts have set even higher targets. Jake Claver, another cryptocurrency commentator, outlined a $750 price projection for XRP by the end of 2026. He based his forecast on statements from Ripple president Monica Long, who said that full-scale institutional blockchain adoption could be realized within the same timeframe.
While the $750 target sparked debate and skepticism among market participants, it reflects a growing sentiment that higher XRP prices are possible if institutional interest accelerates. Many view the $100 milestone as a launching point rather than a final destination for the digital asset.
| Analyst | Target Price | Target Year | Rationale |
|---|---|---|---|
| Michelle Kirby | $100+ | Not specified | Long-term holding through bull cycles |
| Time Traveler | $100+ | 2026 | Market cycle and long-term adoption |
| Jake Claver | $750 | 2026 | Institutional adoption as cited by Ripple |
Investor behavior in bull cycles
Kirby’s post spotlights a recurring theme in crypto markets: many investors buy during periods of low prices but depart the market before higher, more ambitious price targets are hit. By expressing her aim to hold until at least $100, Kirby identifies with the smaller segment of investors who are willing to withstand larger market swings for potentially greater returns.
Some analysts warn that those who sell at $10 or $50 might miss significant future gains if long-term projections materialize.
In response to a community member who suggested it could take until 2030 for XRP to achieve the $100 milestone, Kirby replied that she expects this level to be reached sooner than many anticipate. She cited analyst sentiment that prices could rise to as high as $1,000 by 2030, reinforcing the possibility of upside for those who maintain their positions.
These viewpoints continue to spark debate across the XRP community, as investors weigh the prospects of holding through multiple market cycles to achieve higher price targets.
