China-based Ant Group’s blockchain unit, Ant Digital Technologies, has introduced its latest platform, Anvita, which aims to drastically reduce the role of human intervention in cryptocurrency transactions. The launch took place during the company’s presentation at the Real Up summit in Cannes, marking a significant development in the automation of digital asset management and payments.
Autonomous commerce at the heart of Anvita
Anvita is designed specifically for the so-called “agent-to-agent economy,” a business model where software agents, operating independently, can hold assets, execute purchases and sales, and process payments without human oversight. The platform introduces two key products at its outset. The first, Anvita TaaS (Tokenization-as-a-Service), allows institutional clients to tokenize and hold real-world assets on the blockchain. The second product, Anvita Flow, enables AI-powered agents to sign up, discover one another, collaborate, and execute real-time payments.
Zhuoqun Bian, head of Ant Digital’s blockchain division, commented on the significance of the new model by explaining that while current digital asset infrastructure provides only basic capabilities, true transformation will come with the rise of fully autonomous software actively participating on-chain in the emerging economy.
Strengthening competition and technological infrastructure
Anvita Flow incorporates the x402 protocol, co-developed by Coinbase and Cloudflare, into the system. This integration allows participating agents to make direct, instant payments using the USDC stablecoin, streamlining transactions by eliminating the need for traditional processes such as invoicing, subscriptions, or manual approval.
The platform also features an Agent Store, which caters to developers and offers modules for data gathering, financial analytics, and more. Developers can add new agents to the system, while Anvita’s underlying infrastructure supports modern frameworks like OpenClaw and Claude Code and offers flexible hosting options.
Beyond tokenizing assets, the system opens a wide array of applications. On-chain agents can manage resource allocation, carry out transactions, provide services on behalf of users, and process automated micropayments, substantially expanding the possibilities for decentralized, autonomous operations.
With this move, Ant Digital joins the ranks of companies building advanced payment infrastructures. Global players such as Visa and Coinbase are also developing their own agent-based payment protocols, with Visa centered on card-based systems and Coinbase leveraging the x402 protocol for stablecoin-powered micropayments.
September saw Google unveiling its Agent Payments Protocol (AP2), developed with support from more than 60 organizations. Meanwhile, Mastercard’s high-profile acquisition of BVNK highlights growing interest from traditional payment networks in blockchain-based solutions.
According to the Solana Foundation, over 15 million agent transactions have already been processed on its network. Coinbase CEO Brian Armstrong has expressed his belief that AI agents could soon surpass humans in the number of transactions they handle.
Research from McKinsey suggests that AI-driven software could intermediate $3 to $5 trillion in global consumer spending by 2030. However, for now, actual transaction volumes remain modest. Daily transactions via the x402 protocol average around $28,000, most of which are thought to be test or artificial transactions.
Ant Digital’s blockchain already supports institutional asset activity, and the company is pursuing USDC integration. License applications for stablecoin operations are underway in Hong Kong, Singapore, and Luxembourg, indicating plans for global expansion.
