Capital B, a Bitcoin treasury company listed on the Paris Stock Exchange, has announced that it is developing a Bitcoin-backed loan product tailored for the European market. Board member Alexandre Laizet confirmed these plans during an interview with The Block at the BTC Prague event, though details on the official launch date remain under wraps.
A product tailored for Europe’s regulatory climate
According to Laizet, the planned product draws inspiration from the STRC of Strategy and the SATA model of Strive. Capital B aims to design its lending solution in line with European regulations and market conditions, distancing itself from older, outdated rules. Laizet highlighted ongoing challenges in Europe, such as the high tax burden, security concerns, and regulatory inertia, arguing these factors increase demand for innovative digital products.
Alexandre Laizet explained that the company is seeking a solution tailored to European investors, emphasizing current regulations do not sufficiently address the needs of the digital era.
Capital B’s new product will be based on the company’s own holdings of Bitcoin, aiming to deliver double-digit returns with a risk profile remaining below double-digit volatility. The firm currently holds 3,139 BTC in its reserves—an asset base it expects will power its lending innovation.
Glossary: A Bitcoin treasury company is a firm that holds substantial amounts of Bitcoin on its balance sheet, managing its institutional finances through this asset. Such a strategy closely links the company’s performance and returns to Bitcoin price fluctuations.
Investor appetite surges alongside new risks
Laizet noted that interest in digital lending products has surged tenfold compared to last year, although he did not provide specific figures. The company’s plan is to meet this swelling demand by launching a new instrument designed especially for Europe-based investors seeking alternative returns.
He further argued that Bitcoin treasury companies can offer a return backing that stands apart from traditional issuers. While legacy financial players require years of cash flow to promise double-digit performance, companies with ample Bitcoin can potentially tap asset appreciation more directly. He underscored that Bitcoin remains at the core of the treasury portfolio strategy.
Laizet pointed out that the upcoming product is not without risks—including Bitcoin price depreciation, operational setbacks, custody issues, and counterparty risks. For this reason, the company only partners with regulated banks.
Capital B trades on Euronext Growth Paris under the ticker ALCPB and bills itself as Europe’s first and largest Bitcoin treasury company. Its backers include notable names such as Bitcoin investor Adam Back and venture firm Fulgur Ventures.
Ambitious targets: Toward a larger Bitcoin reserve
The company’s website reveals that Capital B aims to accumulate 15,000 BTC by the end of 2027. Looking further ahead, it wants to reach a goal of holding 1 percent of the entire Bitcoin supply by 2033. The forthcoming lending product is positioned as a key component of this broader balance sheet and accumulation strategy.
| Heading | Data |
|---|---|
| Current Bitcoin holdings | 3,139 BTC |
| 2027 target | 15,000 BTC |
| 2033 goal | 1% of total Bitcoin supply |
| Planned product | Bitcoin-backed digital lending tool |
Laizet cited the US-based Strategy as a comparable market example. According to his remarks, Strategy recently sold 32 BTC to pay STRC dividends before acquiring an additional 1,587 BTC. For Capital B’s product, however, no official release timeline has yet been shared with the public.
