XRP is currently trading near its lowest level since November 2024, even as on-chain activity and institutional interest have increased. Recent comments from prominent analysts in Japan and Europe point to renewed discussions about a potential repricing of this cryptocurrency.
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AAPLJapanese analyst highlights XRP’s unique role
Yasuo Matsuda, Senior Analyst at Rakuten Wallet, has offered a positive outlook on XRP, describing it as “uniquely exceptional” within the digital asset landscape. Rakuten Wallet is a widely recognized financial platform in Japan known for its active support of regulated cryptocurrency trading.
Matsuda cited XRP’s design, emphasizing that it was originally developed as a crypto asset for remittance. He stated that this fundamental utility will eventually be reflected in XRP’s market capitalization and price, arguing that a repricing is only a matter of time.
Japan’s long-standing regulatory framework for digital assets has positioned it as a progressive environment for crypto projects to develop. Expert analysis from local financial institutions is often seen as especially influential within the sector.
Yasuo Matsuda, Senior Analyst at Rakuten Wallet, called XRP “uniquely exceptional,” pointing to its original purpose as a remittance asset and suggesting that this value will ultimately be visible in the market capitalization.
European analysts and institutional moves
Analysts outside Japan have voiced similar views. In Germany, a financial expert highlighted XRP’s technical position, calling it “brutally oversold.” The term “oversold” signals a situation where the asset’s market price is below what technical indicators support.
Recent institutional disclosures appear to echo this line of thinking. Ironbridge Private Wealth, a financial services firm, reported holding a combined $10 million position in the Bitwise XRP ETF and Volatility Shares XRP ETF, amounting to about 1.2 million shares in total.
Such positions suggest that some investors anticipate either a recovery or upward movement in XRP’s price in response to fundamental and technical factors.
Mini dictionary: Ironbridge Private Wealth — A financial advisory firm offering investment management services, including positions in digital asset Exchange Traded Funds (ETFs).
| Institution | ETF | Position Size | Shares Held |
|---|---|---|---|
| Ironbridge Private Wealth | Bitwise XRP ETF, Volatility Shares XRP ETF | $10 million | 1.2 million |
Rising activity and regulatory developments
Multiple indicators point to increasing activity on the XRP Ledger. The number of active addresses in August grew about one third compared to July, with August 11 marking the busiest day for activity.
AI agent transactions using the x402 protocol on the XRP ledger have approached 2 million, reflecting growing integration of advanced settlement technologies.
Mini dictionary: x402 protocol — A specification that enables automated payment and data transfer by AI agents directly on the XRP Ledger, facilitating seamless machine-to-machine transactions.
Additionally, Ripple moved 50 million XRP from its company-controlled wallet, an event identified as rare and potentially connected to strategic decisions. Ripple, the company behind the XRP cryptocurrency, seeks to modernize global financial infrastructure through real-time cross-border settlement solutions.
On the policy front, the US SEC is preparing to introduce new rules, potentially allowing crypto projects to raise funds without standard registration requirements. Ripple’s chief business officer, Reece Merrick, noted that the company’s mission includes “rewiring the financial system,” particularly focusing on institutional adoption, real-world asset tokenization, and expansion in regions such as the Middle East.
The combination of rising on-chain activity, significant wallet movements, and regulatory changes fuels expectations for an eventual price adjustment in XRP, even as current market levels remain subdued.
The path forward for XRP pricing
The discussion around repricing centers on the divergence between XRP’s trading price and the broader utility and activity within its network. Analysts and institutional buyers contend that this gap represents potential for upward movement, though the timing of any significant price change remains uncertain. XRP has maintained a prominent position among digital assets for over a decade, but observers continue to watch for market dynamics that could align its price with its underlying developments.
