A new report unveiled by crypto payment platform Paybis at the Money20/20 Europe conference reveals that stablecoins are rapidly gaining prominence in international corporate payments. The findings, presented in Amsterdam, highlight how businesses are beginning to see these assets not merely as speculative vehicles, but as practical tools for cross border payments and cash management.
Striking surge in Paybis data
According to the report, the share of stablecoins in total crypto transaction volume on Paybis jumped from just 12% in July 2023 to an impressive 86% by April 2026. The research further notes that 22.5% of surveyed companies either use stablecoins for international transactions or plan to adopt them within the next year.
Paybis, well known for its crypto trading and payment solutions, points out that dollar-pegged digital assets are increasingly emerging as a predictable payment method in cross border commerce.
New data shows that businesses are adopting stablecoins not just as speculative crypto assets, but as practical tools for international transactions and cash management.
Corporate payments drive overwhelming majority of volume
The growth has been overwhelmingly driven by business-to-business (B2B) payments. In 2025, Paybis reported that 96.9% of all stablecoin volume on its platform came from B2B transactions, a figure which rose to 97.8% during the first four months of 2026. As of May 2026, the platform’s total stablecoin transaction volume had reached $2.81 billion, representing a 135% increase between January and April compared to the previous year.
Mini glossary: B2B refers to the business-to-business trading model. On ramp and off ramp services connect traditional fiat banking with digital asset networks, enabling the movement of funds between bank accounts and crypto platforms.
Since April 2024, digital products have led in sectoral adoption, closely followed by virtual asset operators, technology companies, retail and e-commerce businesses, and fintech providers. The report notes that stablecoins are being increasingly evaluated by these sectors as a faster, more efficient alternative to traditional banking channels for international settlements.
Ongoing knowledge gaps and infrastructure needs
Despite this rapid uptake, the research highlights persistent knowledge gaps. While more than half of survey participants believe stablecoin transfers are completed instantly, some anticipate settlement could take up to a day. Similar disagreements were noted about transfer costs. The reality, according to the report, is that transaction fees generally remain below 1%.
Paybis executives argue that stablecoins have evolved from being niche crypto products into a critical backbone for the business sector. However, they emphasize that widespread adoption hinges on improved banking access, stronger payment channels, and the development of regulatory compliant on and off ramp solutions.
