Just moments before the market opening in the United States, the announcement of a partnership significantly boosted optimism for Ripple 
$1 and XRP Coin. Having been delayed due to a lawsuit, Ripple has been eager to secure a major share in the payment services market. However, in 2025, the company made significant progress, including the latest strategic move unveiled today.
Ripple and W Coin Partnership
W Coin recently experienced a price surge of over 5%, even though the overall market sentiment was not particularly positive. This increase was attributed to its association with Ripple as a collaborative partner. Ripple announced plans to expand RLUSD to Layer 2 networks utilizing Wormhole’s Native Token Transfers (NTT) standard, which was the primary driver behind W Coin’s rise.
Initially, RLUSD operated on both the XRP Ledger (XRPL) and Ethereum 
$2,290 networks. Despite this limited operational space, it successfully surpassed the threshold of 1 billion dollars in circulation. For RLUSD to gain further traction in the DeFi ecosystem, it must be accessible on layer 2 solutions.
Wormhole’s Native Token Transfers (NTT) standard facilitates this accessibility. While Ripple maintains domestic issuance and control of RLUSD, the currency gains flexibility to move across these new ecosystems. Compatible with major layer 2 solutions such as Optimism, Base, Ink, and Unichain, RLUSD promises substantial benefits for both Ripple and XRP Coin.
Ripple (XRP) and RLUSD Dynamics
The growth of the cryptocurrency ecosystem and enhanced liquidity on the Ripple network hinge on the expansion of RLUSD. Following today’s announcement, Jack McDonald, Senior Vice President responsible for Stablecoin at Ripple, stated:
“Stablecoins are the gateway to DeFi and institutional adoption. RLUSD is designed as a reliable and liquid tool, allowing users seamless access to engage with the entire digital asset economy.
With the introduction of RLUSD, the first US Trust Regulated stablecoin on these L2 networks, we are not only extending its utility but also establishing a definite standard where compliance and on-chain efficiency converge.”
RLUSD, a stablecoin under the New York Financial Services Department (NYFS) Trust Company Charter, exhibits strong growth potential within the crypto market due to its regulatory compliance.
